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Martha Sinforosa
The borrower is a member of the communal bank “VIRGEN DEL CARMEN DE CALCA”. The bank is located in the district of Calca, which belongs to the province of Calca and the department of Cusco.

The bank member, Martha Sinforosa, is 64 years old. She makes a living selling "jora" which is an ingredient that is used to prepare chicha, a fermented corn drink. She sells "jora" in the market from 8:00 am until 7:00pm. Her dream is to increase and improve her business. She has requested a loan to buy "jora" at wholesale cost.

She is happy to receive a loan and she promises to make her payments on time.
View original language description ↓

La socia pertenece al banco comunal “VIRGEN DEL CARMEN DE CALCA”; El banco está ubicado en el distrito de Calca, perteneciente a la provincia de Calca y departamento de Cusco.

La socia Martha Sinforosa tiene 64 años de edad,la socia se dedica al negocio de venta de jora que es un productos que se usa para preparar chicha que es una bebida a base de maiz,la socia vende la jora en el mercado desde las 8:00 a.m hasta las 7:00 p.m,el sueño de la socia es ampliar y mejorar el negocio de venta de jora.La socia solicita el credito para comprar jora al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Martha Sinforosa to buy "jora" (an ingredient used to make a traditional drink) at wholesale cost.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 16, 2012
Currency Exchange Loss:
Dec 15, 2012