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Besnik is forty and married. As for a child, he hopes someday he will have one. Besnik was a football player for many years and also taught exercising in high school until he got injured and shifted away from his passion altogether.

About seven years back, Besnik started the business of buying and selling bananas. It was extremely difficult in the beginning because he did not own a vehicle. Later on, he purchased a used one with a loan he got from VisionFund Albania and things went well until recently when that vehicle broke down. It needs immediate repairs. He faces challenges without it because he cannot transport the bananas to far destinations. Besnik lacks the money to do any service and this is the reason he is applying for a Kiva loan. This will be his second loan; the previous one has been paid off. Being a very responsible person, he promises that he will be paying this loan on time as well.

He wants to deliver his appreciation to all potential Kiva lenders for their great support because this loan will be a great help to him.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 13
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 110.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Besnik to repair his transportation vehicle.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 12, 2012
Currency Exchange Loss:
Feb 17, 2014