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She's married and has three children, all of whom attend school. She lives with her family in a house she owns and doesn't support anyone else.
She has worked as a firefighter for a long time. With the current loan she intends to purchase construction supplies (doors, cement, iron, sand, etc.) in order to continue building her home.
In the future she wishes to finish building her house and to build a surrounding wall, so she can provide her family with comfort and safety. For that reason she pledges to repay the loan as scheduled, so she can request more loans from Hluvuku.
The challenge she faces is financial hardships and repaying the loan according to the schedule.
View original language description ↓
Casada e mãe de 3 filhos todos frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como bombeira a bastante tempo. Com o presente empréstimo pretende comprar material de construção (portas, cimento, ferro, areia, e outros), para dar continuidade a obra da sua residência.
No futuro deseja terminar a sua casa e construir um murro de vedação para dar conforto e segurança a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a dificuldade financeira e o pagamento devido do empréstimo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 53
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Margarida to purchase construction supplies (doors, cement, iron, sand, etc.) in order to continue building her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Sep 1, 2012
Currency Exchange Loss:
Sep 17, 2013