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Shorena is 27 years old. She lives in Sagarejo District with her family: her husband Bachuki, her parents-in-law and the grandfather of her husband.

Bachuki works in construction and is paid a wage for his work. Shorena and her mother-in-law are teachers, and the grandfather is a pensioner.

The family earns their living through agriculture. They have a milk cow and three calves, and they produce yogurt. The family has 25 hens as well. They sell yogurt and eggs on the local open market. The family's average monthly income is 1,000 Laris.

Shorena requested a loan for purchasing more calves. She will raise them, and after a year she will be able to double production., Sales of cheese and, with it, the family's income will significantly increase. All members of the family will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Shorena to purchase calves to raise as milk cows.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 12, 2012
Currency Exchange Loss:
Sep 17, 2013