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Christovel, 45 years old, is married to Emilia, also 45 years old. They have been blessed with 3 children: Mega, 12, in 2nd grade of junior high school; Lydia, 10, in 6th grade of elementary school; Andre, 9, in 4th grade of elementary school.

Christovel owns a shop which is located in a traditional market. When he first began his business, Christovel was only able to provide fertilizer for sale. The business grew little by little and now he is able to sell more items, such as fodder and stationery. Christovel is happy with his business achievements; however, he intends to add farming equipment to his shop because most of the people in this area are farmers who would need this equipment to support their farming activities. To make it happen, Christovel went to TLM’s branch office and applied for a loan of IDR 10,000,000. He plans to use the loan to purchase farming equipment, such as sickles, hoes, harrows, crowbars, choppers, etc.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 39
    View loans »
    Indonesia Loans Fundraising
  • $6,152,850
    Funds lent in using Kiva
  • 9,475.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Christovel to buy farming equipment, such as sickles, hoes, harrows, crowbars, choppers, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 12, 2012
Currency Exchange Loss:
Feb 19, 2014