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Kusumalata is a 41-year-old widow, living with her widowed younger sister and her two nieces. She earns her livelihood by doing tailoring work, taking orders from customers and stitching dresses for them. She lives in her sister's house and does not want to be a burden on her, so she started this tailoring work to support her sister financially.

At present she has two sewing machines which are not sufficient to meet customer demand. She plans to purchase five new sewing machines and start a tailoring workshop where she will train others, thus having more staff to help meet the increasing customer demand. She has requested a loan of 35,000 Indian Rupees (INR) for purchasing new sewing machines and fabric.

She has a dream to enable her nieces to study in a good school and give them all the facilities they need.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD