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Sandhya Rani
Sandhya rani is a 28-year-old lady. She left her husband due to some personal reasons. Currently, she is staying with her parents, three brothers, and her six-year-old daughter in a small village of Odisha, India. She is supporting her family business which is to sell terracotta statues and masks.

She has 10 years of experience in terracotta now. She sells these statues and masks in the nearby market; her brothers assist her in supplying the finished product to the market. She supplies her products to the retailers in the capital city of Odisha, i.e., Bhubaneswar, and she also sells her products by the roadside at the time of some festivals. She wants to earn enough to save for her daughter's bright future.

She requested a loan of 30,000 Indian Rupee (INR) for purchasing clay, paints, and brushes and growing her business. She hopes to send her daughter to a better school and provide her a better education.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 102
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Sandhya Rani to buy clay, paints, and brushes for making statues and masks.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 27, 2012
Aug 15, 2012
Currency Exchange Loss:
Mar 5, 2016