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Patricia Lourdes
Patricia started sewing for a living when she was very young because she enjoyed it. Little by little, over the years she has attracted more and more customers and has been able to buy sewing machines for work. She works alone and has no fixed work schedule, since it is more like a hobby for her than work. She feels very self-satisfied because, more than anything else, she can help out with the home economy. Her husband is a taxi driver and her children go to the neighborhood school.

The loan she is requesting is to buy an emboidery machine for her workshop because it is more expensive to outsource the embroidery work, and this will help her increase sales. Patricia dreams of having a large shop where she can make all kinds of products and give her family stability.
View original language description ↓
Patricia desde muy joven empezó a ofrecer los servicios de corte y confección por que le gustaba, poco a poco con el pasar los años fue obteniendo más clientes por lo pudo comprar sus maquinas de trabajo. El negocio lo realiza sola sin ningún horario establecido ya que más que un trabajo es un hobby por lo que se siente satisfecha consigo misma sobre todo porque de esa manera ayuda en la economía de su hogar. Su esposo es taxista y sus hijos se encuentran estudiando en el colegio del barrio. EL crédito que está solicitando es para la compra de una bordadora que necesita para su taller ya que los bordados son más caros si los envía a otro proveedor y con esto también ampliaría sus ventas. Patricia sueña con tener un local grande donde pueda hacer costuras de todo tipo y así brindarle a su familia estabilidad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Patricia Lourdes to buy an embroidery machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2012
Aug 16, 2012
Currency Exchange Loss:
Jun 18, 2013