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Ste Marie Group
In this Group: Anne Bamitodjou, Justine
The group Ste. MARIE comprises two persons who reside in the same district. The group's representative, Anne Bamitodjou, is the one in the photo with her hand raised. She is 51 years old and lives in Benin. She is married to a 'moto' driver named Ramane. They have two children, both in school and in their care. Anne Bamitodjou lives together with her husband and children and jointly ensures along with her husband that the household expenses are covered.

To ensure the household expenses are covered, Anne Bamitodjou has been selling corn and firewood from her home for about twenty years. She gets her supplies from a market in Benin.

Seeking to satisfy her customers and to increase her sales and revenues, Anne Bamitodjou, along with the other members of the group Ste. MARIE, is requesting a loan from ALIDé.
View original language description ↓
Le groupe Ste MARIE est composé de deux personnes qui résident dans le même quartier. La représentante du groupe, du nom de Anne Bamitodjou est celle qui a la main levée sur la photo. Anne Bamitodjou est âgée de 51 ans et vit au Bénin. Anne Bamitodjou est mariée à un conducteur de moto du nom de Ramane. Le couple a deux enfants tous scolarisés et à leur charge. Anne Bamitodjou vit ensemble avec son mari et ses enfants et assure ensemble avec son mari les charges de la maison. Afin d’assurer les diverses charges de la famille, Anne Bamitodjou vend depuis une vingtaine d’année, du maïs et des bois de chauffage à son domicile. Anne Bamitodjou s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Anne Bamitodjou sollicite ensemble avec les autres membres du groupe Ste MARIE, un crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 528.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ste Marie Group's $850 loan helped a member to buy corn and firewood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Aug 9, 2012
Currency Exchange Loss:
Sep 14, 2013