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María Esthela
María is thirty-two years old and quite a social woman. She is very responsible with her work in order to get her family ahead and lives with her four children in Atuntaqui which is located near Ibarra.

María works alone raising guinea pigs to sell. She's worked in this business for 5 years already, and thanks to the loans has gone on growing constantly, which allows her to support her children as it's her only source of income. María needs to expand the shed to increase her number of animals. She will use the loan she's requesting from Fodemi to adjust the guinea pigs' shed, buy animal feed, and purchase fifty pedigree guinea pigs for reproduction. With this investment María will be able to have a greater number of guinea pigs and will increase her sales and earnings.

María dreams of improving her quality of life and also that her business will be a family company and able to distribute to large companies.
View original language description ↓
María tiene 32 años, es una mujer bastante sociable y es muy responsable en su trabajo para salir adelante con su familia. María vive con sus 4 hijos en Atuntaqui que se encuentra cerca de Ibarra.

María trabaja sola en la crianza de cuyes para la venta, trabaja ya en este negocio por 5 años y constantemente gracias a los préstamos ha ido creciendo lo que le ayuda a mantener a sus hijos ya que es su única fuente de ingresos económicos. María necesita ampliar el galpon para incrementar sus animales y usará este crédito que solicita a Fodemi para adecuar el galpon de cuyes, para la compra de alimentación como balanceado y en la compra de 50 cuyes de raza para reproducción. Con esta inversión María podrá tener un mayor número de cuyes y aumentarán sus ventas e ingresos.

María sueña en mejorar su calidad de vida y que su negocio sea una empresa familiar y poder distribuir a empresas grandes.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,587,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped María Esthela to adapt the guinea pigs' shed, to buy animal feed, and to purchase fifty pedigree guinea pigs for reproduction.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Aug 15, 2012
Currency Exchange Loss:
Mar 17, 2014