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So lives in Reussey Keo district where she operates a laundry business from her own house. Through this business, she is able to make approximately USD 7.00 each day to cover her daily costs. So is 56 years old and single.

So would like to repair some parts of her house due to its disrepair and age. She is now requesting a loan of 600 USD to add to her savings to purchase construction supplies such as cement, sand and small stones, and to pay for labor costs. This is her fifth loan cycle through HKL. With the four previous loans which she has completely repaid, So mentioned that she could improve her business as well as her living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 216
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped So to purchase construction supplies such as cement, sand and small stones, and to pay for labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Aug 12, 2012
Currency Exchange Loss:
Aug 17, 2013