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Doung is 59 years old, is married, and has three children, two of whom are living with her under the same roof in Baray district, Kompong Tom province. She has spent most of her lifetime dedicated to agricultural businesses, including farming and hog-raising. Through these businesses, she has earned her income from which she has been able to support her daily living. Her children serve as her motivation in these businesses.

Doung’s husband operates a firewood selling business in which he uses a trailer pulled by buffalo to transport the firewood, earning around 22,000 KHR per day.

Doung would like to improve her farming practices and have better crop yields in coming years. She is now asking for a loan of 3,000,000 KHR to purchase a plow for farming purposes. Cambodian people also use plows to connect at the back of a trailer to move things from place to place. In this particular way, it will help Doung’s husband to quickly transport his firewood to the marketplaces.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • 4,072.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Doung to purchase a plow for farming purposes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Aug 12, 2012
Currency Exchange Loss:
Aug 17, 2013