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Saria is a 56-year-old married woman living with her husband and her 19-year-old son. She is a hardworking person and has developed a good rapport with her neighbors through her small business. She runs a betel shop with the support of her husband, who is a security guard. She sells incense sticks, detergents, bathing soaps, hair oil, toothpaste, toothbrushes etc.

Saria is an active woman, although she has been ill. She works hard to provide an education for her son who is going to college right now. She needs to refill her stock every three days by travelling to the nearest wholesale market in the village.

Saria requested a loan of 30,000 Indian Rupees (INR) through which she will purchase soap, detergents, hair oil, and toothpaste in greater quantity and variety for her shop. This will help her to reduce her transportation and buying costs, increasing her margin on the merchandise. She aspires to save enough money to afford to put her son through college and see him become an engineer.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD