A loan of $200 helped to buy rice, kerosene and vegetables for her grocery store.

Swapna's story

Swapna is 35-year-old widow staying with her three daughters aged 14, 11 and 8. All are attending school. She was living with her husband and three daughters until her husband died from an unknown disease three years ago. Since then she has been working hard to take care of her daughters and send them to school. She started a small shop where she has been selling rice, kerosene (cooking and lighting fuel, also used as fuel for fishing boats), whisk brooms and vegetables for the past three years. Her brother-in-law helps her in running the business. Fifty-eight families in her village are benefitting from the shop as they do not need to travel far to access these items.

Rice comprises the majority of her merchandise as she had to discontinue selling vegetables due to the steep hike in the price of vegetables in spite of good demand. She sells 600 kg of rice per month to the people in her village including those fishermen who go away from home for days to fish. There is more demand for rice in the village but she is not able to meet the demand. She is currently earning 2000 Indian Rupees (INR) per month

She has requested a loan of 10,000 INR so that she can purchase four bags (50 kg) of rice, kerosene and vegetables. She wants to start selling vegetables again as she has enough funds to buy the pricey vegetables and meet the demand for vegetables in the village She says she can increase her cash flows by 100% to 4000 INR per month with these changes. This way she can plan for her daughters' education and save enough for her elder daughter's marriage.

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