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Jhuni is a 33-year-old widow living with two daughters and one son. She has two years experience in tailoring. After her husband's death she opened a tailoring shop at her house and started earning her livelihood and supporting her children's education. She has one sewing machine currently and her sister assists her in the business.

She says there is an opportunity for the growth of her business as her shop is the only tailoring shop in the village. But due to lack of funds she is not able to expand her business. She requires a loan amount of 30,000 Indian Rupees (INR) for purchasing additional sewing machine and fabrics to meet the demand and make her customers happy.

She hopes to give her children a good education. She also intends to expand her workplace as much as she can, train some girls from her village, and hire them as help, creating a living for them as well.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 6
    View loans »
    India Loans Fundraising
  • $6,744,125
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD