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Benu is fifty-three and married. He lives with his wife and three children aged 24, 22 and 19. He was working at a garment factory as a daily laborer away from his home until he met with an accident while working. The physical condition of his legs did not permit him to continue work there. His physical disability limited the kind of work he can do. Since then his wife and his elder son have been working hard to support the family. His elder son had to drop out of school to work as a day laborer in the paddy fields.

He wants to start a vegetable shop near the market and generate revenue to increase cash flows for his family despite his disability. He requested a loan of 30,000 Indian Rupees (INR) to make a cabin (a house for his vegetable shop) and to purchase the vegetables. The earnings from his business will help him to strengthen his economic status and provide the basic needs for his family.

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Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 6
    View loans »
    India Loans Fundraising
  • $6,743,675
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD