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Julius is 36 years old and lives in the town of Rukoki in the Fort Portal region of Uganda. He is married and has 2 children, both currently in school. For the past 3 years, Julius has been working hard to manage his retail shop, which sells rice, dry beans, sugar and soap.

To help expand his business, Julius has requested a loan of 2,000,000 Ugandan Shillings (UGX) from BRAC Uganda. The loan will be used to buy more essential commodities such as sugar, dry beans and maize flour for resale, and will help Julius to generate greater profits and pay his children's school fees. Julius hopes that, in the future, he will be able to expand the business into a big business such as a wholesale shop.

Julius is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Julius who do not have enough collateral for commercial loans but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 130
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD
A loan of $825 helped Julius to buy more essential commodities such as sugar, dry beans and maize flour for resale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 11, 2012
Currency Exchange Loss:
Sep 10, 2012