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Jose is a single man, aged 49, who operates a small junkshop. He has bought and resold junk for almost nine years now. He finished only high school and has a disability in his left arm, which is why he finds it hard to find better employment and pursues this kind of business. His income provides his family's sustenance for meals and basic kitchen needs.

He is now asking for a loan of 8,000 PHP to buy more plastics, empty cans and bottles to resell for profits. Someday, with enough funds, he hopes to start up a small store for additional income and to expand his business.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 530
    View loans »
    Philippines Loans Fundraising
  • $69,869,425
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Jose to buy more plastics, empty cans and bottles to resell for profits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 11, 2012
Currency Exchange Loss:
Feb 15, 2013