A loan of $500 helped to buy fabric, thread and leather for her upholstery business.


Julia Teresa's story

Julia has been a member of community bank El Arenal for three and a half years. She lives in Cuenca, a city with a cold climate that was designated a World Heritage site in December of 1999. The people of Cuenca continue to maintain their culture and traditions. Julia is 35 years old, married and she and her husband have three children ages 12, 11 and 1 year old. Her oldest daughters are in school. Her husband is an artesan. They rent their home. Julia tells us that she is in good health at the moment, as are all the members of her family and she is grateful to God for this. Julia works in an upholstery shop that belonged to her husband when he was single and is now a family business. The business allows her to be at home to take care of her family. All of her previous loans were used to grow the family business. The new loan will be used to buy fabric, thread and leather for the business. She likes the communal bank for it's camaraderie and because the loans allow her to cover all the costs of her business. Her dream is to continue growing her business.

Translated from Spanish by Kiva volunteer


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