Eliverta, age 42, raises livestock. She started this business 20 years ago when she and her husband had no income, and it has remained their only income in the years since. Her husband takes the milk to the local market almost every day to offer for sale.
They have two teenaged children who attend the public high school. The village where the family resides, in the southeastern part of Albania, does not have such a school, so the children go to a different one within the same commune. Eliverta’s dream is for both of their children to attend university, because both of them do very well in school.
Eliverta has received and repaid four previous loans, and she is now requesting her fifth. The loan funds will be used to purchase a milk cow. She made her application some time ago at the VisionFund Albania institution, but it remained on their waiting list until recently, when the local branch contacted her with the possibility of raising funds through Kiva. She was thrilled, and she is very appreciative of the help she hopes to receive from her potential Kiva lenders. She thanks them for their kindness.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.