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Djumagul is 45 years old and raised two daughters by herself. She has been involved in the business of selling food products since 2005, having started this business with savings in the amount of 20,000 som (KGS). Thanks to persistence and hard work, today her monthly profit amounts to about 8,000 som (KGS). In order to further develop her business, Djumagul requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to expand her selection of products by purchasing juices, tea varieties and ice-cream. In the future, she wants to increase her business in order to have the ability to pay for her younger daughter's university contract.
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Джумагул 45 лет, одна воспитала 2 дочерей. С 2005 года Джумагул занимается бизнесом в торговле продуктами питания, начав его со сбережений в сумме 20,000 сом (KGS). Благодаря упорству и настойчивости, на сегодняшний день ее ежемесячная прибыль составляет около 8,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Джумагул обратилась в компанию «Бай-Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на расширение ассортимента за счет покупки соков, сортов чая и мороженого. В будущем, Джумагул хочет увеличить свой бизнес, для того, чтобы иметь возможность оплаты контракта в ВУЗе для младшей дочери.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Djumagul to expand product selection.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 8, 2012
Currency Exchange Loss:
Aug 17, 2013