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As a married parent of four children, Farogat works hard to support her family. She has the ability to care for flowers. She loves flowers and has different kinds of flowers at home. If you enter her house, you will feel yourself in flower paradise. Now she is going to organize her own business with flowers. She studied the course 'To get a success' from a women's organization and got a certificate about her business skills. She is going to be busy with flowers that grow in pots. Her husband will help her with the business but his income is too small to support Farogat's business. That’s why you are the only ones who can help her. She hopes that her hard work will help her attain her dream of saving enough money. In the future, Farogat hopes to improve her business in order to provide for the education of her children. She is asking for a loan of 2,000 TJS to buy seeds, mineral fertilizers and flowerpots for organizing her new business. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,092,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Farogat to buy seeds, mineral fertilizers and flowerpots.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 10, 2012
Currency Exchange Loss:
Aug 17, 2013