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Sanobar N. lives in Khuroson. She is 24 years old, married and has 2 children. She has a community college degree. She is a housewife who also keeps some animals. Her husband also helps her with this. For many families in the area keeping animals is the only income generating activity. Sanobar would like to buy a dairy cow for her family so that her children can have milk. Dairy products are very expensive and her family cannot afford them. So they are all eager for her to buy a cow. Sanobar has requested a loan and plans to repay it in 12 months.

Translated from Russian by Olga Espira, Kiva volunteer.

Нурматова Санобар Худойбердиевна Жительница района Хуросон. Возраст 24 года, замужем , имеет 2 детей.Образование среднее. Санобар домохозяйка , занимается животноводством. Помогает ей ее муж. Животноводство в сельской местности является единственным источником дохода многих семей. Клиентка хочет купить дойную корову для семьи.Что бы в доме было молоко для ее детей.Так как покупать кисло-молочные продукты очень дорого и ее семья не может себе это позволить и они все ждут , когда же мама купит корову. Санобар решила взять кредит . Планирует погасить кредит в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 201
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sanobar to buy a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2008
Jun 8, 2008
Currency Exchange Loss:
Jul 15, 2009