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Pech’s business is direct-selling, operating a small general store at home, located in Baray district, Kompong Tom province. From this business, Pech is able to generate income of KHR 6,000. She enjoys her business because she likes meeting and chatting with her loyal customers every day.

She is 23 years old and married, with a young child not yet in school. She plans to send him to school next two years when he becomes six years of age. Pech’s husband is in the business of trading firewood as additional income when he is available from his rice farming business.

Pech is now asking for a loan from HKL and Kiva to purchase a plowing machine for farming.

Also, in Cambodia a plowing machine can be connected with a trailer at the back for hauling items from place to place, such as bags of rice, corn, vegetables, and firewood, to the marketplaces. So it will help Pech’s family in developing their businesses in the future.

She is appreciative of the loan help.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,072.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Pech to purchase a plowing machine for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Aug 10, 2012
Currency Exchange Loss:
Mar 21, 2013