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Arco Iris Group
In this Group: Esmeni Liberata , Roberta Celinda , Jesus , Sabina Ignacia , Gudelia Benerilda , Hermenejildo Andres , Benilda Sabina , Narcisa Bethy , Narcisa , Gilberto Enil , Eloy Guillermo , Maria Isabel
Greetings from Peru. We introduce the Communal Bank "Arco Iris (Rainbow)," which is a group made ​​up of 12 members who work mostly in the production and sale of dairy products such as cheese and milk. Through their businesses they generate income for their families. This time we will learn more about our partner Narcisa.

Narcisa sells cheese, a business that she has been doing over 10 years. Her desire to have her own business and improve her economic situation was the reason to start her own business. As a second activity she offers tamales that she sells door to door. These businesses have allowed her to improve supporting her children with their studies. She is happy because her work can continue to support her mother who is in her care.

Narcisa's greatest desire is to finish building her house because it is only wood. The requested loan is going to be allocated to her business by buying cheese to fulfill her orders. Narcisa is separated and has 2 independent children. She thanks those who made this loan possible, which helps her achieve her goals. In the photo, Narcisa is in the back row, the third from the right side wearing a blue polo shirt and grey vest.
View original language description ↓
Saludos desde Perú. Les presentamos a la Alcancía Comunal “Arco Iris” es un grupo conformado por 12 socios que en su gran mayoría se dedican la producción y venta de lácteos como queso y leche que por medio de sus negocios generan ingresos para sus familias. En esta oportunidad conocerán más sobre nuestra socia Narcisa.
La señora Narcisa se dedica a la venta de quesos, negocio que lleva hace más de 10 años, sus deseos de contar con un negocio propio y mejorar su economía fue que la motivo a emprender su propio negocio, como segunda actividad ofrece tamales la cual lo realiza ambulatoriamente, dichos negocios le ha permitido mejorar apoyar a sus hijos con sus estudios. Se siente feliz pues con su trabajo puede seguir apoyando a su madre la cual está a su cargo. Su mayor deseo es de terminar de construir su vivienda pues solo es de madera. El crédito que solicito lo va destinar para su negocio comprando quesos y así entregar sus pedidos. Narcisa es separada y tiene 02 hijos independiente. Ella agradece a los que hicieron posible este crédito, ya que le ayuda a cumplir sus metas. Narcisa se encuentra en el parte posterior es la tercera del lado derecho viste polo azul y chaleco plomo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Arco Iris Group's $3,675 loan helped a member to buy cheese.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Aug 14, 2012
Currency Exchange Loss:
Feb 15, 2013