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Malohat is 38-year-old woman, is married and has three children. She sells children's clothing and shoes. She has more than three years experience in this area.

She is decent, honest, punctual, and a regular customer of our organization since 2009. This loan is Malohat's seventh consecutive loan.

With the loan received, she wants to increase her turnover and to purchase seasonal school uniforms. She wants to earn more money so that her husband didn't have to go to Russia and could be close to the children and could help them grow.

Malohat expresses her gratitude to our organization for financial support.
View original language description ↓
Малохат женщина в возрасте 38 лет, замужем, имеет 3 детей. Занимается торговлей детской одежды и обуви. Опыт в этой сфере деятельности более 3 лет. Она является порядочной, добросовестной, пунктуальной и постоянной клиенткой нашей организации с 2009 года. Этот кредит Малохат – 7 по счету. На полученный кредит хочет увеличить свой товарооборот, закупить сезонную школьную одежду. Она хочет заработать побольше денег чтобы её муж не уезжал в РФ на заработки и был рядом с детьми и помогал ей их растить. Малохат выражает свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD