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Laura Veronica
Laura Verónica is 23 years old and lives with her family in the home she owns. She works growing basic grains like corn and beans, and has been doing so for some time. Since this is her main source of income, she puts her best effort into her work so that she can give her customers a good quality product.
Laura is a hard-working, honest, and responsible woman whose goal is to provide for her family and give them a better quality of life. That is why her neighbors, friends, and customers always give her good references. For this reason and because she needed to provide for her family, she decided to request a loan from Integral, which helps her realize her dream of helping her family. This loan will be used to purchase farm supplies, such as seeds, fertilizer, pesticide, etc. that she needs in order to obtain a better harvest than previous years, so that she can continue to meet her customers' demand for good products.
View original language description ↓

Laura Verónica de 23 años de edad, vive junto a su grupo familiar en una vivienda de su propiedad. Se dedica al cultivo de granos básicos como el maíz y frijol desde ya hace un tiempo. Ya que este es su principal fuente de ingresos, pone su mejor esfuerzo en lo que produce para darle a sus clientes un producto de buena calidad. Laura es una mujer trabajadora, honrada y responsable que tiene como objetivo sacar a delante a su familia y darles una mejor calidad de vida, es por eso que sus vecinos, amigos y clientela siempre dan buenas referencias de ella. Es por este motivo y por la necesidad de sacar adelante a su familia que se animo a pedir un crédito a INTEGRAL que le ayude a cumplir el sueño de ayudar a su familia, dicho crédito le servirá para la compra de insumos agrícolas como semillas, abono, pesticida, etc. que le son necesarios para poder producir una cosecha mejor que los años anteriores y así seguir satisfaciendo las necesidades de buenos productos a su clientela.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 364
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Laura Veronica to purchase farm supplies, such as seeds, fertilizer, pesticide, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 7, 2012
Aug 14, 2012
Currency Exchange Loss:
Apr 18, 2013