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Jose Antonio
José is 62 years old and lives with his life partner in their own house. He is a very hard-working man who has always been known as honest, responsible, and very happy. He is a man who does everything to make his and his wife’s life better.

José works as a mason and spends most of his time building houses but he also owns a small plot of land. There, he cultivates necessities in the form of staple grains such as beans and rice. He does all this to have a bit of extra salary and to be able to always bring home the daily bread. Besides he also raises livestock which he sells in turn.

This way he has some means from where to continue improving his cultivating. But ultimately, he saw the necessity to ask for a loan from INTEGRAL because he has been having problems with the harvest. He needs to buy agricultural ingredients such as insecticides, pesticides and manure among others.

José trusts in God that his harvest will improve. He thanks beforehand for the help that he hopes to receive. Because this is how he will continue to provide the best for his wife.
View original language description ↓

José de 62 años de edad vive con su compañera de vida en casa propia. Es un hombre muy trabajador que siempre se ha caracterizado por ser honesto, responsable y muy feliz de lo que hace todo para vivir de la mejor manera él y su esposa. Don José es albañil, se dedica construir casas pero también posee un pequeño terreno donde cultiva granos básicos de primera necesidad como frijol y arroz, todo esto para obtener un extra en su sueldo y poder así siempre llevar el pan de cada día a su casa. Además cría ganado esto a su vez lo vende y así él tiene de donde para seguir cultivando mejor, pero ultimadamente se ha visto en la necesidad de pedirle un préstamo a INTEGRAL ya que ha estado teniendo problemas con las cosechas y necesita insumos agrícolas como : Insecticidas, pesticidas, abonos u otros. José confía en Dios que sus cultivos mejoraran y agradece de ante mano la ayuda que espera recibir ya que si es así le seguirá brindando lo mejor a su esposa.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Jose Antonio to buy agricultural ingredients such as insecticides, pesticides, manure and others.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 14, 2012
Aug 14, 2012
Currency Exchange Loss:
Dec 15, 2012