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Elmer Adalberto
Elmer, who is 27 years old, lives with his aunt and nephews. He is a hard-working, honest, responsible, and enterprising young man. His biggest dream is to provide better living conditions to those who live with him.

He currently works as a farmer of beans and rice, among others. The neighbors speak very well of him. He has good references as he has always been characterized as attentive and helpful.

Because he does not have the means necessary he approached INTEGRAL to see if they could offer him help in form of a loan. He will use the loan to buy agricultural ingredients such as manure, seeds and fertilizers etc. He hopes that he can receive the help he is asking for. This will allow him to have plenty of crops. In turn, he hopes to sell them such that he can pay back the debt earlier than agreed. This again will allow him to provide better living conditions to his family.
View original language description ↓

Elmer de 27 años de edad vive con su tía y sus primos, Es un joven trabajador, honesto, responsable y emprendedor su principal sueño es darle mejores condiciones de vida a los que habitan con él. Actualmente trabaja como agricultor de frijoles, maíz entre otros. Los vecinos hablan muy bien de él tiene buenas referencias ya que siempre se ha caracterizado por ser atento y servicial. Ya que no cuenta con los recursos necesarios se acercó a INTEGRAL para ver si le brindan ayuda con un préstamo, así este lo empleara con la compra de insumos agrícolas como abonos, semillas, fertilizantes etc. Espera poder recibir la ayuda solicitada para poder lograr tener abundantes cultivos y a su vez venderlos para poder pagar la deuda antes de lo acordado y a su vez poder entregarle mejores condiciones de vida a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 557
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Elmer Adalberto to buy agricultural ingredients such as manure, seeds, fertilizer etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 25, 2012
Aug 14, 2012
Currency Exchange Loss:
May 17, 2013