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Alliance Group
In this Group: Huni, Remmawi, Hmangei, Lalhlimpui, Milly
Huni is 39 years old and a hardworking woman. She has four daughters and one son. They live in a rented house. Her husband works in house construction as a brick layer and painter. Huni’s business is buying and selling of rice. She purchases rice from nearby villages and supplies grocery shops in the marketplace. Like many others, she desires to have her own house and give a better living environment to all her children. She is requesting a loan to purchase stock of rice in a large quantity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 77
    View loans »
    India Loans Fundraising
  • $6,083,750
    Funds lent in using Kiva
  • 55.8
    India Rupees (INR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A portion of Alliance Group's $1,800 loan helped a member to buy stock of rice to resell.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 14, 2012
Aug 15, 2012
Currency Exchange Loss: