A loan of $1,700 helped to buy trousers, blouses, T-shirts and fishing equipment.

Johana Elizabeth's story

The Communal Bank Virgen Del Mar (Virgin of the Sea) meets every fortnight in the beautiful resort of San Mateo in the city of Manta, a place famous for its gorgeous beaches visited all over the year by national and international tourists. Most of the residents in this area fish and do chores related to the sea.

Johanna lives here, she is 31 years old, she is married and she has three children aged 10, 7 and 3. He first two children go to school, and her husband is a driver and a retailer.

In order to earn some money of her own and to help her husband paying for their household expenses she engages in selling every kind of clothes, selling them door to door. Her husband sells fishing equipment to retailers of the community or directly to fishermen of the area. Both she and her husband work every day: he transports and sells fishing equipment, and she sells clothes. She sells on credit and collects from her customers during the week-ends. She has been engaged in this activity for more than three years and things are going very well.

The loan she is requesting will be used to buy more products such as trousers, blouses, T-shirts and fishing equipment. She has been a member of her Communal Bank for 3 years and she likes it because the loans are a great help both for her activity and for her personal life.

She dreams of owing a vehicle and to use it to sell her products.

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Translated from Spanish by Kiva volunteer Emanuela Villa

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