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Mrs. Proeung S. is 21 years old and makes a living sewing and weaving clothes that she sells to people in her area. She also makes clothing to order for customers. Her business earns about $2 to $3 a day. Her husband earns about $4 a day selling sand. In Cambodia, people use sand for many reasons -- to fill ponds, in the foundations of their houses, or in industrial production. Usually, they get sand from the bottom of a river or from special plots of land.

Mrs. Proeung S. has applied for a loan to buy materials and cloth for her business. She will also use a portion of the loan to buy a plot of land where her husband can dig sand to sell for a profit.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 229
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Proeung to buy supplies for a tailoring business and a plot of land.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 13, 2008
Apr 29, 2008
Currency Exchange Loss:
Dec 15, 2009