George is a forty-year-old married man living in Fort Portal, Uganda. His personal goal is to educate his children and build a permanent home. He has been a farmer for five years and he bought the land with his wages that he earned as a causal laborer. He has been facing hardships of unpredictable seasonal weather changes that affect his yields, however, he has a vision of diversifying his business to include a retail shop. George needs the loan to buy tea seedlings for planting.