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Ruzanna is 21 years old. She lives in Spandarian village with her family: parents, 2 brothers, and younger sister. The family earns most of their income from agriculture: cattle breeding and farming. They also cultivate land, where they grow grass and use it as forage for the cattle. In order to make the grass cutting process faster and more effective, Ruzanna has applied for this loan to purchase a special machine. It is important to gather enough grass for the cattle and feed them properly during winter.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ruzanna to pay for a grass cutting machine.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 9, 2012
Currency Exchange Loss:
Mar 17, 2014