47-year-old Sahib with his 6 children settled in Sumgait city. He is an internally displaced person (IDP) from the Gubadli region. Since 2001 he has been engaged in meat sales to improve his family’s living condition. As he did not have enough funds, he could not develop his business well enough in the beginning. Sahib needs the loan of $3500. He plans to expand his business and to buy a new ax and scales.