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Yader Tomas
Yader is from a small town in the municipality of Telica, in the department of León. He is happily married and is a small farmer and rancher. He is an enterprising person. He has 3 children and has the responsibility of providing them with schooling. They work together during their free times and help each other with the various tasks. He has been doing this for 15 years.

Since he was a boy, Yader has worked in the important business of milk production. For years, this has been the most viable source of income for his family and has allowed him to improve their conditions. One of the biggest needs is to establish improved forage grass and to improve the fences. In order to do this, he visited the offices of Ceprodel to request financing and benefits for achieving his goal of improving the conditions and therefore his family’s quality of life.
View original language description ↓
En el municipio de Telica departamento de león, originario de una comarca aledaña El señor yader es Felizmente Casado, de profesión Productor Agropecuario ejerce las dos actividades es un señor emprendedor, con 3 hijos a su cargo, al que tiene el deber de mantener sus estudios, ya que trabaja en conjunto en los tiempos libres dedicándose apoyar en las diferentes actividades , tiene 15 años de ejercerlas
Desde que inicio su negocio, El señor se dedica mayormente como rubro mas importe la producción de leche, con la que por años ha sido la fuente económica más viable para el desarrollo familiar y económico lo que le ha permitido mejorar sus condiciones, una de las necesidades más importantes es la de establecer pasto mejorado y mejorar las cercas, por el cual visito las oficinas de ceprodel para solicitar financiamiento y ser beneficiada para lograr el objetivo de mejorar las condiciones y por ende el nivel de la familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Yader Tomas to plant Toledo Variety grass, to buy seed, to pay for planting; to buy barbed wire, staples, fence posts, and to pay for labor for putting up the fences.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2012
Aug 12, 2012
Currency Exchange Loss:
Apr 18, 2013