A loan of $3,125 helped a member to buy a sign for her facility.


Las Joyitas Group's story

This communal bank is called Las Joyitas and is made up of 15 entrepreneurs who work as merchants, specifically selling clothes, jewelry, apples, cakes, wool, traveling sales, firewood, and other services. All of them live in Temuco.

Sylvia is a member of the communal bank and can be found in the photograph standing in the front row, 4th person from right to left, wearing a brown jacket, with a brown purse, with a white scarf around her neck, holding a folder in her hands, and her dark brown hair pulled back.

She has been working in the field of commerce, specifically in food service, for 15 years. She works Monday through Friday from 8:00AM until 3:00PM. She usually buys her food at supermarkets and distributors at a low cost, which is financially desirable. With the loan she will buy a sign for her facility.

One of Sylvia’s goals is to sell 3 times the usual amount of her sales. She has enough customers, but she wants to continue attracting more in order to grow and in order to generate more profits as these resources support the household and the welfare of her daughter.

Silvia lives with her husband and her daughter who is 11 years old. One of her dreams for the family is to have the possibility to travel with her daughter outside the country. She is very happy and grateful for the opportunity given by Fondo Esperanza since it permits her to invest in her business. In regards to the communal bank of which she is a member, she says that it is very close-knit and generous.

Temuco is the capital of the Araucanía region. The city is located 670 kilometers south of Santiago (capital of Chile). The surrounding area contains a number of lakeside resorts (Pucón, Villarrica) and native flora and fauna which is very stunning, concentrated in nearby nature parks. It should be pointed out that 50% of the Mapuche indigenous people of our country live in this region.

In this group: Sylvia, Karen, Sonia, Nayadette, Carina, Pamela, Rosita, Maria, Carlos, Patricia, Hilda, Maivett, Teresa, Miriam, Carmen

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Translated from Spanish by Kiva volunteer Gail LeGrand



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