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Nzapa Nzoni Plus Group
In this Group: Martin, Maurice, Robert, Joachin, Eugene, Georgette, Fabien, Fidele, Marceline, Philo, Iyefe
Martin is a leader of a Community bank named “Nzana Nzoni Plus,” which is composed of 11 microentrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Martin 47, is married and sells Forever personal care products. He has been in business for years. He is working hard because his ambition is to become a Forever products provider in his area. As he wants to develop and diversify his business, he decided to join one of Hope’s groups in January 2009.

He is planning with the next loan to increase his Forever product stock to resell in order to increase his working capital. He makes a profit of about US $150 per week.

Martin has succeeded with good strategies to build up permanent customers. He always talks with his customers, he knows them well by their names, and he never runs out of stock.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nzapa Nzoni Plus Group's $5,500 loan helped a member to increase his stock of forever products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 8, 2012
Currency Exchange Loss:
Apr 2, 2013