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He's married and has three children who attend school. He lives with his family in a house he owns and doesn't support anyone else.
He works as a service technician for a private company. With the current loan he intends to purchase construction supplies (cement, zinc sheets, doors, etc.) in order to continue building his house.
In the future he wishes to grow professionally within the company and to improve his family's living conditions. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is finishing his house and purchasing a vehicle for personal transportation.
View original language description ↓
Casado e pai de 3 filhos que frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como técnico de manutenção numa empresa privada. Com este empréstimo pretende comprar material de construção (cimento, chapas de zinco, portas, e outros) para dar continuidade a obra da sua casa.
No futuro deseja crescer profissionalmente na empresa e melhorar as condições de vida da sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir a sua casa e adquirir uma viatura para o transporte pessoal.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,937,000
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Americo to purchase construction supplies (cement, zinc sheets, doors, etc.) in order to continue building his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Sep 1, 2012
Currency Exchange Loss:
Feb 25, 2013