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Married with three children whom all attend school, Aniceta lives in her own home with her family and does not support anyone else.
She works as an administrative assistant. With this loan, she wants to buy construction materials (blocks, cement, iron, sand and similar) to build a septic tank at her residence.
In the future, she wants to build a bakery and improve her family’s living conditions, which is why she is committed to repay this loan in order to request further loans from Hluvuku.
Her challenge is the difficulty to build a business of any significant size.
View original language description ↓
Casada e mãe de 3 filhos todos frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como auxiliar administrativa. Com o presente empréstimo pretende comprar material de construção (blocos, cimento, ferro, areia, e outros), para construir uma fossa na sua residência.
No futuro deseja construir uma pastelaria e melhorar as condições de vida da sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a dificuldade financeira e fazer um negocio de grande envergadura.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 5
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Aniceta to buy construction materials (blocks, cement, iron, sand and similar) to build a septic tank at her residence.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Aug 6, 2012
Currency Exchange Loss:
Aug 17, 2013