A loan of $1,225 helped to use in bed seedlings and to support labor costs.


Fatuma's story

Fatuma is married and has 4 children, aged between 6 and 18 years. She has been a rice farmer for 24 years. She has requested a Kiva loan to use in seedling beds and to support labor costs. She plans to use the profits for paying school fees for her children and to pay for medical insurance. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details