A loan of $850 helped to set up a seedling bed and cover labor costs.


Christine's story

Christine is married and has seven children between the ages of four and eighteen. She has been a rice farmer for four years. She has requested a Kiva loan to use for a seedling bed and for labor costs. She plans to use the profits to pay school fees for her children and to pay for medical insurance. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details