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Update on Gulnora

Gulnora is 37 years old, and she is a hardworking woman with a great desire to progress in life. Her lifetime partner is a master of building houses, and they have 4 children. They live in the house her husband has succeeded in building thanks to his great dedication.

She is one of the successful business women of her town. For more than 12 years she has been busy selling toys in the local market. She knows all aspects of her business very well. Her experience and skill help her to develop her business and thus improve her living conditions. Nobody helps her with her business. She wants to develop the business further, but her income is small and she needs your help and mercy.

This loan will help her to buy goods for the new season and have more success in the business. She will be happy if you help her with money. She is also grateful for the support she received from the members of Imon International, as she trusts them and feels at ease with them. She awaits your support.

Previous Loan Details

Gulnora is a married, loving mother of four children. Her husband works in construction. To help her husband support their family, she went into the retail business 12 years ago and has extensive experience. She sells toys at the local market. In the past Gulnora helped her mother when she was in... More from Gulnora's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 270
    View loans »
    Tajikistan Loans Fundraising
  • $31,830,925
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulnora to buy different kinds of toys for the new season.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 7, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Gulnora. It was first posted on Kiva on Jan, 2012. Learn More