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Héctor Eduardo
Héctor Eduardo is 41 years old and lives with his wife and his young son, who is in school. He is a very hardworking person who has very good references from this friends and neighbors. He is very responsible and dedicated to his family. He grows sorghum and corn, which he sells wholesale.

This work represents to only source of income for him and his family. He is seeking a loan from INTEGRAL so that he can buy a larger quantity of seeds so that he can obtain a larger harvest. This will allow him to increase his sales significantly.

Hector's work is very hard, but he makes every possible effort to be able to sell his crops at very good prices. He wishes to take full advantage of the upcoming planting season and buy seeds of excellent quality in large quantities, and thus be able to sell more and obtain better profits.
View original language description ↓
Héctor Eduardo de 41 años de edad, vive junto a su esposa y un hijo menor de edad, quien se dedica a estudiar, él es una persona muy trabajadora quien cuenta con muy buenas referencias por parte de sus vecinos y amigos, ya que es muy responsable y dedicado a su familia. Héctor se dedica al cultivo de maicillo y maíz, los cuales comercializa por mayoreo, Este trabajo representa la única fuente de ingresos para él y su familia, por lo que solicita un préstamo a INTEGRAL con el cual pueda invertir en su negocio comprando mayor cantidad de materia prima para la siembra de cereales y así producir mayor cantidad, con lo que podrá mejorar de forma significativa sus ventas, el trabajo de Héctor es muy duro pero lo desempeña de la mejor manera para poder vender los granos a muy buenos precios, por lo que desea poder aprovechar al máximo la temporada de inicio de siembra comprando semilla de excelente calidad en cantidades mayores y de esta forma sembrar más y así obtener más ganancias.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 491
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Héctor Eduardo to buy seeds for planting.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 1, 2012
Aug 13, 2012
Currency Exchange Loss:
May 17, 2013