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Rafael Antonio
Rafael Antonio is 36 years old. He is a person who has many dreams, all of which are geared toward providing for the welfare of his loving family that consists of his wife and three small children. Rafael works by cultivating basic grains. He does everything he can to provide the necessary care for his crops so that he can generate an excellent product. Rafael learned this line of work from his family, so he is very grateful to have the means of sustaining his household. At the same time, he earns additional income by working as a coffee picker in those years when harvesting is taking place.

Rafael is requesting a loan so that he can have the necessary funds to buy seeds for planting corn and beans that he will eventually sell. He will also buy compost, shovels, plows, and pesticides so that he can control any type of threat that could damage his crops, just as he has done in previous years. Rafael is known for being hardworking and responsible, which are very positive character traits.

View original language description ↓
Rafael Antonio de 36 años de edad, es una persona llena de muchos sueños todos con vista al bienestar de su amada familia la cual está conformada por su esposa y tres pequeños hijos. Rafael trabaja sembrando granos básicos, a los cuales también les da todo los cuidados necesarios para realizar un excelente trabajo. Este oficio lo aprendió de su familia por lo que está muy agradecido ya que es el que hasta ahora le permite sostener a su hogar, así mismo para contar con otras fuentes de ingresos, trabaja como cortador de café en las temporadas del años que se realiza esta actividad. Rafael solicita un préstamo por medio del cual pueda contar con el dinero necesario para la compra de graneros para depositar el maíz y los frijoles que posteriormente comercializara. Así mismo comprará abono, palas, más arados y pesticidas para controlar cualquier tipo de plaga que quiera dañar su cultivo como en años anteriores. Rafael se destaca por ser muy trabajador y responsable, características muy positiva.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 508
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Rafael Antonio to buy compost and other farming supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 1, 2012
Aug 13, 2012
Currency Exchange Loss:
Apr 18, 2013