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Veronica Cristina
Veronica is 19 years old and she lives in Libertad, a tourist area of Ecuador known for its beaches and gastronomy. Though she is young, she is an enterprising and hardworking woman. Part of her motivation is her son, who is only one year old. Upon becoming a single mother so young, she sought out a way to get ahead and be able to offer her son a future. This is how, with the capital she was able to put together, she began selling baseball caps and glasses on foot, covering different neighborhoods all day long. Little by little, thanks to the authorities, she was able to rent a stall to set up her business in the regenerated area of the city. This allowed her to raise her goal of getting ahead to fulfill her aims. She plans to use the loan she requested to buy purses, glasses, and baseball caps to have stock and be able to offer variety. Her dream for the future is to have a bigger business with an assistant so she can spend more time with her son.
View original language description ↓
Veronica tiene 19 años y vive en Libertad, sector turístico de Ecuador reconocido por sus playas y gastronomía. Ella es una mujer emprendedora y luchadora, parte de este empuje se lo debe a su hijo quien tiene un añito, al ser madre soltera muy joven busco la manera de salir adelante y poderle brindar un futuro a su hijo. De esta manera y con un capital que logro reunir empezó la venta de gorras y gafas de manera ambulante recorriendo diversos sectores todo el día, poco a poco y gracias a las autoridades pudo alquilar un puesto en la zona regenerada de la ciudad donde instalar su negocio, este echo a logrado elevar su proposito de seguir adelante para cumplir sus metas. Con el crédito que está solicitando espera comprar bolsos, gafas, gorras para tener en stock y así brindar variedad. Su sueño a futuro es tener un negocio mas grande con un ayudante para dedicarle más tiempo a su hijo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Veronica Cristina to buy purses, glasses, and baseball caps.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Aug 13, 2012
Currency Exchange Loss:
Aug 17, 2013