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Elise Carine
Elise is a young woman of 29 who is single with child of three months. After her training, she opened a hairdressing salon that she has been running for two years. She frequently finds herself in difficulty in her salon due to a lack of cosmetics, locks of hair and hair grafts because she buys her products retail. Her aim is to satisfy her clientele and make a large profit. She requests a credit in order to be able to buy her material wholesale which will enable her to reach her goals. The profit that she will earn from this loan will help her satisfy her needs, those of her child, and also to save to enlarge her business in the future.
Elise est une jeune femme de 29 ans célibataire, mère d'un enfant âgé de 3 mois. Après sa formation, elle ouvert un salon de coiffure qu'elle gère depuis deux ans déjà. Elle a souvent un problème du a l'absence de produits cosmétiques, mèches, et greffes dans son institut parce qu'elle achète ses produits en détail. Son but étant de satisfaire sa clientèle et de réaliser un grand bénéfice. Elle sollicite un crédit pour pouvoir acheter son matériel en grande quantité celui qui permettra d'atteindre ses objectifs. Le bénéfice tiré de ce crédit l'aidera a satisfaire ses besoins, ceux de son enfant, aussi d'épargner pour accroitre son activité dans le future.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 533.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Elise Carine to purchase boxes of locks and small hairdressing material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 26, 2012
Aug 2, 2012
Currency Exchange Loss:
Sep 17, 2013