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Gulnar is 48 years old, a widow and has four children. To provide a source of income for the family, she is involved in farming and gardening. The business, started in 1996 with an initial sum of 15,000 som (KGS) and 2.5 hectares of land, yields a profit of about 2,000 som (KGS) per month. In order to further develop her business, Gulnar requested a loan in the amount of 70,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase mineral fertilizers and seeds. She plans to invest the earnings into a continued expansion of her business by buying livestock.
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Гульнар 48 лет, вдова, имеет 4 детей. Гульнар в качестве источника дохода для семьи занимается полеводством и садоводством. Начатое в 1996 году со стартовой суммы в 15,000 сом (KGS) хозяйство с 2,5 га земли с картофелем приносит прибыль около 2 ,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Гульнар обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку минеральных удобрений и семян. Доходы Гульнар планирует вложить в дальнейшее расширение хозяйства за счет приобретения скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gulnar to purchase mineral fertilizers and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 7, 2012
Currency Exchange Loss:
Aug 17, 2013