Lala, pictured standing first on the left, plans to use her loan to buy two bags of rice. She buys locally and makes her retail sales in the market and at home, on a cash and sometimes credit basis, to male and female customers. With this loan, Lala hopes to make an average monthly profit of 55,000 francs CFA that she will reinvest in the business and use to take care of some household needs.
Elles font de la vente de savon, de riz, de la fabrication et vente de Sounbala.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe intègrent Soro Yiriwaso et sont à leur 9ème cycle de prêt solidaire.
Madame Lala, debout en première position à gauche, compte utiliser son prêt pour acheter, 2 sacs de riz. Elle s’approvisionne sur place et effectue ses ventes au marché et à domicile, en détail, au comptant et quelques fois à crédit, à une clientèle composée d’hommes et de femmes. Madame Lala compte réaliser avec ce prêt un bénéfice mensuel moyen de 55.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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