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Tolib is a kind and hardworking man. He is married and has one child. Tolib works day and night to improve his living conditions and provide his child with a decent education. He bakes flatbread in a tandoor (national oven). He has been involved in this business for five years. His wife helps him make the dough, and Tolib bakes the flatbread in tandoor starting early in the mornings. During these years, he attracted a large number of clients, who buy two carts of flatbread from him every day. Tolib wants to use this loan to install a new tandoor and buy several bags of coal. He is grateful in advance for the financial support.
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Толиб добрый и трудолюбивый мужчина. Он женат имеет одного ребенка. Толиб день и ночь трудиться что бы улучшить свои условия проживания и дать своему ребенку достойное образование.Он печет лепешки в тандыре(национальная печь). Этим видом деятельности он занимается уже 5 лет. Его жена помогает делать тесто и с раннего утра Толиб печет лепешки в тандыре. За этот период он набрал большое количество клиентов, которые покупают у него лепешек каждый день по 2 тележки.На полученный кредит он хочет установить новый тандыр и закупить несколько мешков угля.Заранее благодарит за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Tolib to purchase a new tandoor and coal.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Aug 3, 2012
Currency Exchange Loss:
Jun 17, 2013